Are high-deductible health plans keeping you from seeking care?

My Patient Rights | Stay Informed | Are high-deductible health plans keeping you from seeking care?

Are high-deductible health plans keeping you from seeking care?

87248-fullBack in January, I had a little accident in Joshua Tree National Park.

I fell backwards, clocked my skull on a rock, and got a sweet gash on the back of my head. I ended up going to the local emergency department and getting the wound closed up with three staples.

I had no idea what this trip would cost me, but because I’m on a high-deductible health plan I knew I’d be on the hook for a lot of it.

I recently received the Explanation of Benefits from my insurance company. It looks like I’ll owe at least $1,600. If that’s the case, I’ll be halfway to meeting my $3,000 deductible for the year.

Read the whole article at scpr.org

Share Your
Story

My Patient Rights can help guide you in resolving issues so you can get the health care you deserve.

FAQ

Find answers to commonly asked questions.

Know Your Rights

State and federal law protects your rights. When you sign up for a health plan and/or if you have problems accessing care through your health plan, it is important to know your rights.